It is only natural that people get a little skittish the closer they get to retirement age. A nervous investor, however, is a dangerous investor – especially when markets are as volatile as they’ve been in the past year.

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Keep saving regardless
If Investors have learnt nothing else in the past 12 months, the one realisation that has become glaringly apparent is that any reasonable expectation of future certainty has been all but obliterated. Given events locally and abroad, it doesn’t seem unreasonable to ask why we appear to be saddled with the curse of living in interesting times.

Those who behave, save
Investor behaviour, or misbehaviour, is a topic on which numerous books have been written; probably without much success in discerning what drives sometimes incomprehensible decisions.